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Core services

Freight Factoring

DropPay

DriverPay

Buyouts

Ancillary services

Equipment Leasing

Insurance

Fuel Cards

Lane Data

Load Boards

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FACTORING DONE BETTER

The Industry Leader in Quick Payments.
Get Your Money Within Minutes of Dropping Your Load.

Get an instant quote

Have more questions? Contact us directly

HOW IT WORKS

Say goodbye to traditional factoring. DropPay is designed to improve cash
flow for carriers with zero transaction fees and payments within minutes.

SUBMIT AN
INVOICE

We make it easy to submit through our mobile app or client portal.

GET
PAID

Your account is funded minutes of approval or instantly at dropoff with DropPay.

ACCESS YOUR MONEY

Use your funds directly, transfer your funds to another account, or pay people right from the app.

HOW
YOU WIN

There’s no one-size-fits-all solution for freight factoring. That’s why we offer the industry’s best financing technology and tailored services to fit the needs of any carrier – big or small.

  • Leading Technology

Use our app to get funded within minutes of dropoff, access your account from anywhere, submit invoices, and run credit checks on the go.

  • Unrivaled Support

Run your business with confidence, backed by a dedicated account manager and the fastest factoring services in the industry.

  • Low-Rate Financing

Access immediate cash flow to cover your fuel, payroll, and maintenance expenses – with rates that won’t break the bank and a full advance.

Get Your INSTANT Quote
APPLY NOW

BUILT FOR CARRIERS

Personalized Support

You’ll get a dedicated account manager who knows your business and ensures service is fast, responsive, and hassle-free.

Instant Access to Cash

Get paid the moment you drop off a load – no waiting, no delays, just immediate cash flow to keep you moving.

Total Transparency

No hidden fees, no reserve requirements, and no fine print. Just simple, honest contracts with zero volume or concentration limits.

BENEFITS
YOU’LL LOVE

Nationwide fuel
discounts

You’ll get a dedicated account manager who knows your business and ensures service is fast, responsive, and hassle-free.

Near real-time lane data with integrated load board

Make smarter dispatch decisions with up-to-the-minute lane rates, trends, and load availability in one streamlined, easy-to-use platform.

Easy-access equipment leasing

Get the trucks, trailers, or gear you need with fast and flexible leasing options designed for growing fleets and owner-operators alike.

Fuel advances

Keep your cash flow moving with same-day fuel advances on booked loads, giving you the power to fuel up before the wheels even turn.

Hassle-free collections assistance

Skip the stress of chasing payments. Our team handles collections on your behalf so you can focus on the next haul, not overdue invoices.

Access to our dispatch partners

Tap into trusted dispatch partners to help you find top-paying loads, stay on the road, and maximize your weekly revenue.

Access to our dispatch partners

Tap into trusted dispatch partners to help you find top-paying loads, stay on the road, and maximize your weekly revenue.

Near real-time lane data with integrated load board

Make smarter dispatch decisions with up-to-the-minute lane rates, trends, and load availability in one streamlined, easy-to-use platform.

Easy-access equipment leasing

Get the trucks, trailers, or gear you need with fast and flexible leasing options designed for growing fleets and owner-operators alike

Fuel advances

Keep your cash flow moving with same-day fuel advances on booked loads, giving you the power to fuel up before the wheels even turn.

Hassle-free collections assistance

Skip the stress of chasing payments. Our team handles collections on your behalf so you can focus on the next haul, not overdue invoices.

Hassle-free collections assistance

Skip the stress of chasing payments. Our team handles collections on your behalf so you can focus on the next haul, not overdue invoices.

TESTIMONIAL

Jenny was very helpful answering all my questions and factoring a few loads until I had a chance to get the app set up to do it on my own. Very prompt responses to texts and email too.
Brandon Richman
The quickest most efficient process I have come across. Justin Kaufman guided me through the process flawlessly. All my questions and concerns were answered with great attention to detail.
Isaac Castro

FAQ

What is Freight Bill Factoring?

It’s getting paid right away for completed loads. Your factoring company gives you cash now and waits for your customer to pay later.

Not necessarily. We look at your customer’s credit, not just your FICO score. Even with low credit, you may still qualify.
Just fill out our online application and upload a copy of your driver’s license and insurance certificate. We’ll process it within 1 to 2 hours. Upon approval, we’ll send our Factoring Agreement for your signature and be ready to start.
If you move quickly, we can go from application to funding in as little as 24 hours.
Not always. We’ll tailor a program to fit your needs, and we can even offer a trial period if you’re unsure.
Fuel cards, fuel advances, load boards, dispatch, insurance, truck leasing, and data tools.
Yes. We cover the risk if your customer can’t pay due to insolvency or bankruptcy.

Factoring can help your business in multiple ways, such as:

  • Providing steady, predictable cash flow to meet your monthly financial obligations.
  • Improving your business credit by helping you pay your bills on time.
  • Supporting business growth by giving you the funds to seize new opportunities.
  • Saving time and resources with Express Freight Finance handling collections and credit management for you.
No. You choose which customers to factor—no minimums, no full-account requirements.
No. Factoring only applies if the load is under your own motor carrier number.
Yes. It’s ideal because funding is based on your customers’ credit, not yours, making it great for new or small fleets.
You can apply for factoring by simply filling out this quick online application.
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877.697.0605
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