FACTORING FOR BROKERS

Keep Your Carriers Happy — and Your Business Moving. Pay Instantly, Strengthen Relationships, and Ensure Steady Cash Flow.

Have more questions? Contact us directly

HOW IT WORKS

With Express Freight Finance, brokers can make instant carrier payments through DropPay, eliminate payment pressure, and strengthen partnerships with every load.

HOW
YOU WIN

With freight factoring for brokers, there’s no one-size-fits-all solution. That’s why we offer the industry’s best financing technology and tailored services to fit every broker factoring need.

Submit invoices, pay carriers within minutes, and manage your account from anywhere through our EFF360 app.

Establish a positive credit history that attracts more carriers and earns trust from factoring partners across the industry.

Give carriers the option to get paid fast, and offset your factoring costs by setting your own Quick Pay fees.

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BUILT FOR BROKERS

Personalized Support

Work with a dedicated account manager who understands your business, your lanes, and your cash flow cycles.

Instant Access to Cash

Eliminate payment delays and keep carriers paid promptly, so you can move more loads and maintain strong relationships.

Total Transparency

No hidden fees, no reserve requirements, and no concentration limits. Just honest, flexible funding that works for you.

BENEFITS
YOU’LL LOVE

Instant carrier
payments

Keep your carrier relationships strong with immediate payments after invoice approval — no delays, no wire fees, no excuses.

Improved cash flow

Keep money moving through your business, so you can focus on booking the next load instead of waiting on the last one.

Credit building
made easy

Establish a history of on-time payments to attract more carriers and gain trust with factoring partners across the industry.

Quick Pay revenue potential

Offer carriers the flexibility of Quick Pay — and offset your factoring costs by setting your own Quick Pay fees.

Near real-time lane intelligence

Price loads smarter with integrated market intelligence and load board insights.

Hassle-free
collections

Tap into trusted dispatch partners to help you find top-paying loads, stay on the road, and maximize your weekly revenue.

The entire EFF staff has been very helpful. I wish I could give them 10 stars because they make sure you have your funds by the time you close the app. I finished a load and submitted the paperwork — and by the time I turned on the truck to head to my next destination, the advance was in my account.

Terrance O.

FAQ

What is Factoring for Freight Brokers?
Factoring lets brokers get their carriers paid right away for completed loads — and get paid themselves just as fast. Express Freight Finance pays your carriers directly on your behalf and advances your funds immediately (minus the factoring fee), improving cash flow and keeping your network moving.
Not necessarily. Approval is based primarily on the creditworthiness of your shippers, not your personal or business credit score.
You submit your invoices through our EFF360 app or client portal. Once the invoice is approved, we pay your carriers instantly and you receive your funds right away — just like traditional factoring. You get your full advance minus the factoring fee, with no waiting on shipper payments or cash flow delays.
Yes. You can offer Quick Pay to your carriers without tying up your own capital — and even offset your factoring costs by setting your own Quick Pay fee.
Factoring helps establish a strong payment history, improving your credit profile and making it easier for more carriers — and their factoring partners — to work with you confidently.

You’ll need to upload a copy of your driver’s license and certificate of insurance. Optional uploads include an aging report and a carrier payables report, which can help speed up setup.

If you complete the application promptly, we can approve and fund in as little as 24 hours.

Express Freight Finance pays your carriers directly after invoice approval — ensuring fast, reliable payments without the administrative hassle. You also receive your funds immediately, just like your carriers, minus the small factoring fee.

Yes. With non-recourse factoring, we assume the credit risk if your shipper fails to pay due to insolvency or bankruptcy.
Factoring keeps your cash flow steady by giving you instant access to funds — no waiting for shipper payments. It strengthens carrier relationships through faster payouts and allows you to take on more loads with confidence.

It’s simple. Fill out our quick online application, upload your required documents, and we’ll guide you through the rest.